Reimagining College Affordability for Students and Institutions

The recuperable grant that turns philanthropy into renewable funding, all managed end-to-end by us.

Recuperable Grant: Basis Zero

Basis Zero is a student-centered financial aid product that turns capital into a renewable stream of opportunity without burdening students:

0% APR
10 Year Repayment Term
Student-Friendly Income-Contingent Repayments
- Percentage of Discretionary Income
- No Obligation while earning below Threshold
Repayments begin Post-Graduation after Grace Period

There’s no interest, no penalties, and full forgiveness after a fixed term.

Basis Zero prioritizes access and affordability while still funding 50%+ larger aid budgets.

Extend available grant funds by 50%+ with Basis Zero’s recuperable grant structure. Using conservative estimates, a ten-year gift of $1M to be evenly dispensed can achieve >$1.8M in aid impact.
Students who fund their educational with less or no traditional debt enjoy substantially greater career freedom, which allows them to obtain higher starting salaries or pursue advanced degrees. A student receiving just $20,000 in aid through Basis Zero will see a boost of between $45k-$240k (on average, depending on wage growth) in lifetime career earnings
Traditional giving to institutions involve immediate-use gifts or endowment gifts. The former may benefit students or institutional operation now, but are quickly used up. The latter will benefit the institutional in perpetuity, but may require 13 or more years before the full dollar value goes towards your earmarked mission. With Basis Zero, your gift goes to work immediately, while still benefitting students 20, 30, or more years down the line.
Smarter, leaner agentic products power Scholar Basis’s backend operations, ensuring smoother experiences for aid teams and grant officers. ML models trained on decades of census and Department of Education data help you create projections and predict recuperation timelines.